Maryland orders Cigna to stop automatic downcoding, issues $80,000 fine 
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By
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April 7, 2026
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2 min
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Maryland's Insurance Administration fined Cigna $80,
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Cigna's practice of automatic downcoding E/M claims is unlawful.
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Insurers must formally dispute claims rather than reduce them unilaterally.
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E/M codes reflect the complexity of patient visits.
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The case restores a clear process for providers.
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It highlights scrutiny over automated claims adjustments.
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Implications extend to dental claims as well.